Mitchell Law Offices Blog

More New Jersey Bankruptcy Basics

In plain terms, personal bankruptcy is a legal tool used to provide relief to people who can't meet their financial obligations. It's a way for them to wipe the proverbial slate clean of debt and start fresh ... or gain some breathing room to repay their debts.

Bankruptcy Basics for Northern and Central New Jersey Residents

Not everyone is eligible for Chapter 7 bankruptcy. The reason for this is to keep high earners from filing Chapter 7, and to limit Chapter 7 filings to those who truly cannot pay their debts. Those with a high disposable income may, however, be eligible to file for Chapter 13 bankruptcy.

Introduction to New Jersey Wage Execution Law

After suing a debtor and winning a monetary judgment on a consumer debt, a New Jersey creditor has several means of actually obtaining money from the debtor to pay the judgment amount. One involves garnishing the debtor's wages through a Wage Execution Order.

New Jersey Debtors' Rights and the Bankruptcy Attorney to Call

At the end of the day, a debt is just an agreement to pay a certain amount of money to someone at a certain time for certain goods or services rendered. When you can't repay a debt, however, that agreement can become mighty disagreeable ... if not downright unbearable.

How to Hire an Out-of-State Lawyer

There are all sorts of reasons why someone might find it necessary to retain the services of a lawyer in some state besides the state where they've located their primary business or they themselves call home.